Tradeify Payout Rules, 2026
The number of Tradeify plans where “no consistency once funded” is actually true. On the other two, a consistency rule still gates every payout request.
Here is every payout rule, plan by plan, with the caps that decide what you really withdraw.
Want a payout that is uncapped once you are LIVE? Here is Phidias Express to Live. First, how Tradeify pays.
What are Tradeify’s payout rules?
Tradeify pays 90% of the amount you request on all three simulated funded plans, and caps every withdrawal by account size. Beyond that the rules diverge sharply: Select has no consistency rule once funded and pays daily or every five days. Growth applies a 35% consistency rule and needs 5 qualifying trading days per payout. Lightning has no minimum trading days but the tightest consistency of the three, starting at 20% and easing to 25% then 30%, plus a profit goal that is not the amount you can withdraw. Level Up, Tradeify’s limited-release ladder, pays fixed rewards on its own terms, covered in our Tradeify Level Up guide.
One definition first, because it decides how you read the rest: a consistency rule caps how much of your total profit may come from your single best day. A lower percentage is stricter. So Lightning’s 20% on a first payout is the tightest requirement Tradeify applies, and Growth’s 35% is more forgiving than it looks next to it.
Interactive
What can you actually withdraw?
Tradeify caps every payout. Pick your plan to see the real ceiling and what unlocks it.
Maximum you can withdraw
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Tradeify payouts in 30 seconds
The split is strong: 90% of whatever you request, on every plan, and the Select evaluation carries no activation fee.
But every payout is capped: the ceiling is set by your account size, and on Growth and Lightning it also depends on which payout number you are on.
And the rules are plan-specific: only Select is genuinely consistency-free once funded. Growth and Lightning both keep a consistency rule on every request.
Our verdict (William G.)
Tradeify’s 90% split and fast processing are among the best in futures, and I would not talk anyone out of that. What the marketing flattens is that the payout rules are not one policy, they are three. Pick Select and the “no consistency once funded” promise holds. Pick Growth or Lightning and you are still managing a consistency rule on every request, plus a cap that decides what actually leaves the platform.
The conditions every Tradeify payout must clear
Whatever plan you are on, a payout request has to satisfy all of the applicable conditions at once:
1. The unlock condition. A minimum balance on Growth, a payout cadence on Select, a profit goal on Lightning.
2. The consistency rule, if your plan has one (35% on Growth, 20% to 30% on Lightning, none on Select).
3. Minimum trading days, where they apply (5 qualifying days on Growth, none on Lightning).
4. The per-request cap. You can never request more than the ceiling for your size and payout number. Note the cap applies to the request, and you receive 90% of it, so a $5,000 cap pays $4,500.
5. Holding the line until approval. You can keep trading after requesting, but if you fail the account or drop below the thresholds before it is processed, the payout is denied. Requests cannot be edited or cancelled.
Growth Funded payout rules
Growth is the plan with the most conditions. To request a payout you need a minimum account balance, five qualifying trading days, and you must pass the 35% consistency rule.
A qualifying day is one showing more than $100 (25K), $150 (50K), $200 (100K) or $250 (150K) in profit, and the day count resets to zero after every successful payout. So the five-day requirement is not a one-off; you clear it again for each withdrawal. For the complete rule set, prices and evaluation specs, see our Tradeify Growth account guide.
Note the shape of that ladder: on a 25K Growth account the cap never moves. Every payout, from the first to the tenth, is capped at $1,000. On larger accounts the ceiling rises with each payout number, up to $5,000 on a 150K from payout four onward.
Select Funded payout rules: Daily vs Flex
Select is the plan that lives up to the marketing. Once funded there is no consistency rule on either path, and you choose between getting paid often or getting paid more. The caps below apply to accounts bought from September 1, 2026; our Tradeify Select payout rules guide has the older caps, the Daily buffer and the Flex drawdown trap.
The trade is clean, and it is not the one most people assume. Flex gives you a bigger single cheque, about twice the Daily cap, and frees you from the daily loss limit. Daily caps each request lower but lets you request every trading day, so over a month it moves far more cash out, at the cost of trading under a daily loss limit. Pick Flex for the lump sum and the freedom to trade; pick Daily for throughput.
Lightning Funded payout rules, and the profit goal trap
Lightning is the instant-funding plan, and its payout policy has the most misunderstood mechanic in Tradeify’s lineup. There is no minimum trading day count, which is genuinely generous: you can request as soon as you hit the profit goal. But the profit goal is not the amount you can withdraw.
“Your Profit Goal (for example, $9,000 for Payout 1 on a $150K account) is the profit you must earn to unlock a payout request. It is not the amount you can withdraw… on a $150K account you reach the $9,000 Payout 1 Profit Goal but can withdraw at most $3,000 on Payout 1.”
Tradeify Help Center, Lightning Funded Account Payout Policy.
Read that again, because it is the single most important line in Tradeify’s payout documentation. On a 150K Lightning account you must earn $9,000 to be allowed to withdraw $3,000. The remaining profit stays in the account toward future payouts, and after each payout the profit goal resets and leftover profit does not carry over.
Lightning also carries the tightest consistency requirement in the lineup, and it loosens as you go: 20% for your first payout, 25% for the second, 30% from the third onward, on accounts bought after September 12, 2025. Accounts opened before that date stay at 20% for every payout, which is the stricter setting.
The “4 days” claim, checked against the policies
Tradeify’s homepage promises you will “get your first payout in 4 days”. Held against the written policies, that claim is true, but only on one route.
On Select it holds up: Tradeify advertises the evaluation as passable in three days, and the funded account can pay daily. Four days is a fair description of that path. On Growth, the funded account itself requires five qualifying trading days for every payout, so four days is not achievable. On Lightning there is no day requirement at all, but you still have to reach the profit goal first.
The bigger gap is the other headline. “No consistency once funded” is accurate for Select and not accurate for Growth or Lightning, both of which apply a consistency rule to every payout request. Two of the three plans keep the rule that the headline drops. That is worth knowing before you choose which account to buy.
How long do Tradeify payouts take?
Once a request is approved, funds are withdrawn from your account immediately and payments are issued within 24 to 48 hours. Requests submitted outside normal business hours (Monday to Friday, 8:00 a.m. to 5:00 p.m. EST, and federal holidays) can take up to 72 hours.
Two operational details worth knowing: account reconciliations run daily between 6:00 p.m. and 8:00 p.m. EST/EDT, and once a request is submitted it cannot be edited or cancelled. You can keep trading while it is pending, but if you drop below the qualifying thresholds before it is processed, the request is denied.
You can also hold a maximum of five simulated funded accounts in total, in any combination of Growth, Select and Lightning, and each account is treated independently for payouts.
How Phidias payouts compare
Be fair to Tradeify first: a 90% split with 24 to 48 hour processing is a genuinely strong package, and Select’s consistency-free funded account is rare. Where the models differ is the ceiling and the clock.
Tradeify pays well and pays quickly within its caps. Phidias removes the cap and the clock: the full cycle from buying an evaluation to holding a real LIVE account can run in a single day. For the whole firm picture, see our Tradeify review.
Tradeify payout rules: frequently asked questions
What is Tradeify’s profit split?
90% of the amount you request, on Growth, Select and Lightning funded accounts. Elite live accounts run an 80/20 split instead.
What is the maximum Tradeify payout?
It depends on plan, size and payout number. On Growth it runs from $1,000 on a 25K to $5,000 on a 150K from payout four. On Select, $600 to $2,500 on Daily and $1,250 to $4,500 on Flex. On Lightning, $1,000 to $3,500. Every one is a hard cap.
How long do Tradeify payouts take?
Payments are issued within 24 to 48 hours of approval, or up to 72 hours for requests made outside business hours.
Does Tradeify have a consistency rule?
It depends on the plan. Select funded has none. Growth applies a 35% rule to every payout, and Lightning applies 20% on payout one, 25% on payout two and 30% after that.
How many Tradeify accounts can I have?
A maximum of five simulated funded accounts in total, in any combination of Growth, Select and Lightning. Each is treated independently for payouts.
What is the minimum Tradeify payout?
On Growth: $250 (25K), $500 (50K), $1,000 (100K) and $1,500 (150K). On Lightning the minimum is $1,000.
The bottom line
Tradeify’s payout system is generous on the split and strict on the ceiling. You keep 90%, you are usually paid within 48 hours, and on Select you are free of any consistency rule. But every withdrawal is capped, and the “no consistency once funded” promise only applies to one of the three plans. On Lightning you can be required to earn $9,000 to withdraw $3,000.
If you would rather have no per-payout cap once you are LIVE and a first payout that can land the same day, Phidias Express to Live converts to a real LIVE account on payout one, with a record of 6 hours 18 minutes from purchase to payout.
Sources and official references
• Tradeify: Growth Funded Account Payout Policy (official): consistency, qualifying days, minimum balances and caps.
• Tradeify: Lightning Funded Account Payout Policy: profit goals, caps and the rising consistency requirement.
• Tradeify (official): Select Daily and Flex payout caps and account specifications.
• Phidias accounts: Express to Live and the LIVE conversion.
Related guides
Which Tradeify Platform Should You Choose? 2026, the three broker connections and the checkout choice you cannot undo.
Tradeify Growth vs Select vs Lightning 2026, which of the three accounts to actually buy, and what failing each one really costs.
Tradeify Select Account 2026, the permanent Daily vs Flex choice, the drawdown that locks, and the contract scaling nobody mentions.
Tradeify Review 2026, the full breakdown of the firm, its three plans and its live program.
Tradeify Level Up 2026, the 10-level static drawdown ladder, its $89 attempts and where the $34,250 of rewards really sits.
Tradeify Growth Account 2026, the rules and costs, and why the payout threshold sits above the cap.
Tradeify Lightning Funded 2026, whether paying a premium to skip the evaluation is worth it.
Is Tradeify Legit? 2026, who owns it, who actually pays you, and the red flags worth weighing.
Tradeify Discount Code: the rate, the use cap and the end date, read from their own banner.
Tradeify Rules: every rule across Growth, Select and Lightning, in one place.
About the author
William G. is a futures prop-trading analyst at Phidias. He tests prop firms hands-on, reads the fine print in every help center and rulebook, and translates payout, drawdown and funding mechanics into plain English for traders deciding where to put their capital.
Last reviewed 2026.
Related Tradeify guides
Tradeify Review: every account, rule and the live path, in full.
Best Tradeify Alternative: why traders move to an uncapped, same-day payout.
Topstep vs Tradeify: rule changes and the path to live.
Risk disclosure: Futures trading involves substantial risk of loss and is not suitable for all investors. Past performance is not indicative of future results. Tradeify payout caps, consistency rules, profit goals, minimum balances and processing times reflect publicly available information from Tradeify’s website and help center as of July 2026 and are subject to change; some figures differ for accounts purchased before September 12, 2025. Verify current terms on tradeify.co before purchasing. This article is informational and not financial advice.
