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Tradeify Growth Account 2026: Rules, Costs & Payout Limits

In this Article:

Tradeify Growth Account, 2026

$1,500 in. $1,000 out.

On a Growth 25K you must build $1,500 of profit before you may request a payout, and the most you are allowed to withdraw on that request is $1,000.

Here are the full Growth rules, the real prices, and the arithmetic that decides what you actually withdraw.

Want the same $1,500 target without the second lap? Here is Phidias Express to Live. First, how Growth actually works.

What is a Tradeify Growth account?

Growth is Tradeify’s entry-level evaluation account, sold in 25K, 50K, 100K and 150K sizes as a one-time purchase starting at $99. It is the fastest Tradeify evaluation to clear because it carries no consistency rule and a one-day minimum, so it can be passed in a single session. Once you pass, the simulated funded account pays a 90% split on a five-day cycle, but adds a 35% consistency rule and 5 qualifying trading days before every payout request. Growth is not the same product as Tradeify Level Up, a separate 10-level challenge with a $1,000 static drawdown and fixed rewards.

Account Price Profit target Trailing max drawdown (EOD) Daily loss limit Max contracts
25K $99 $1,500 $1,000 $600 1 mini / 10 micros
50K $145 $3,000 $2,000 $1,250 4 minis / 40 micros
100K $255 $6,000 $3,500 $2,500 8 minis / 80 micros
150K $369 $9,000 $5,000 $3,750 12 minis / 120 micros

Rules and list prices from tradeify.co and the Tradeify help center, checked August 2026. Tradeify runs a fresh discount code almost every month, so the promo column is indicative: verify the live price at checkout.

Interactive

What can you actually withdraw?

Tradeify caps every payout. Pick your plan to see the real ceiling and what unlocks it.

Maximum you can withdraw

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Tradeify Growth in 30 seconds

What you buy: a one-time evaluation from $99, with no activation fee and no monthly subscription.

Why it is fast: no consistency rule during the evaluation and a one-day minimum. Tradeify states it can be passed immediately.

Where it slows down: the funded account needs 5 qualifying trading days and a 35% consistency rule for every payout, and each withdrawal is capped.

Our verdict (William G.)

Growth is honestly priced and genuinely quick to pass, and the end-of-day drawdown is the fair kind. My reservation is not the evaluation, it is the distance between passing and your first dollar. Growth is the cheapest Tradeify account to get into and the most conditional one to get paid from, and those two facts are usually sold as one.

How much does a Tradeify Growth account cost?

Growth is a one-time purchase. Tradeify is explicit that there are no recurring subscription charges, and there is no activation fee when you pass, which is not true of every firm in this market.

The list price is what you pay outside a promotion. Tradeify promotes almost continuously, so the discounted column below is illustrative of what a live code does, not a permanent price.

Account List price Typical promo price Reset fee Activation fee
25K $99 $59 $70 None
50K $145 $87 $95 None
100K $255 $153 $169 None
150K $369 $221 $229 None

Two cost details worth knowing before you buy. The reset fee is paid per failed attempt, so your true cost of entry is the account price multiplied by the number of attempts you need. And the simulated funded account cannot be reset: if you break a rule after passing, the account is gone and you buy a new evaluation.

What are the Tradeify Growth evaluation rules?

The evaluation is the easy half, and Tradeify does not hide that. In its own help center it states that Growth has a minimum of 1 trading day and “can pass immediately”, because there is no consistency requirement during the evaluation phase.

Tradeify help center table of Growth evaluation rules by account size
The Growth evaluation parameters, straight from Tradeify’s help center. One profit target, one daily loss limit and one trailing drawdown per account size.

The end-of-day trailing drawdown

Growth uses an end-of-day trailing max drawdown, calculated on your account balance at the close of each trading day. This is the important one, and it is in your favour.

Because the drawdown level only recalculates at the end of the day, intraday fluctuations do not move it upward. A profitable spike during the session does not immediately tighten your floor the way it would under an intraday trailing model. Be precise about what that does and does not protect: Tradeify states the limit is still enforced in real time, so touching it during the session fails the account immediately. The benefit is the ratchet, not immunity from intraday moves. On a 25K, the drawdown is $1,000, so your floor begins at $24,000 and steps up as your closing balances rise.

The daily loss limit, and the 6% rule

Growth also applies a daily loss limit, and Tradeify classes it as a soft breach: on a 25K it is $600. There is one mechanic here that most write-ups omit entirely.

The daily loss limit is not permanent. Tradeify states that the daily loss limit increases to the trailing max drawdown once account profit reaches 6%. In practice, the constraint that most often ends a Growth run is the one that disappears once you are meaningfully in profit.

That detail changes how you should sequence a Growth evaluation. The riskiest window is the beginning, while the daily loss limit is still tight and your buffer is thin. Traders who size down for the first stretch and scale up after clearing 6% are working with the rule rather than against it.

What are the Tradeify Growth funded account rules?

Passing flips you into a simulated funded account, and this is where the rule set changes shape. The drawdown, daily loss limit and contract limits carry over unchanged. Two new conditions appear.

A 35% consistency rule. No single trading day may account for more than 35% of your total profit at the moment you request a payout, measured from your first day of trading. Commissions are not counted in profit. One outsized session does not disqualify you permanently, but it does mean you have to trade more days to dilute it before the request will clear.

Tradeify publishes the formula, and it is worth keeping in front of you:

Biggest end-of-day profit ÷ 0.35 = balance you need

So a single $700 day locks your payout until total profit reaches $2,000. On a 25K, that is already above the $1,500 you need for the threshold, and the big day, not the threshold, becomes the constraint.

Five qualifying trading days. A day only counts if it clears a minimum profit, and the threshold scales with account size:

Account A day counts if profit exceeds Minimum balance to request Minimum payout
25K $100 $26,500 $250
50K $150 $53,000 $500
100K $200 $104,500 $1,000
150K $250 $156,500 $1,500

Critically, the five qualifying days reset after every payout. This is not a one-time unlock you clear once and forget. Every single withdrawal you ever request from a Growth account requires another five qualifying days and another pass of the 35% consistency check.

You can hold a maximum of 5 simulated funded accounts at any time, and that ceiling is shared across Growth, Select and Lightning combined, not 5 of each. You can activate at most 5 per day, with the limit resetting every 24 hours UTC, and activation is not automatic: you have to trigger it yourself from the dashboard.

What are the Tradeify Growth payout rules?

Tradeify pays 90% of the amount you request on Growth, and every request is capped. The ceiling depends on your account size and on which payout number you are on, rising as you build a track record.

Maximum per request 25K 50K 100K 150K
Payout 1 $1,000 $1,500 $2,000 $2,500
Payout 2 $1,000 $2,000 $2,500 $3,000
Payout 3 $1,000 $2,500 $3,000 $4,000
Payout 4 and beyond $1,000 $3,000 $4,000 $5,000

Note what the first column does, or rather does not do. On a 25K Growth account the cap never moves: it is $1,000 on your first payout and $1,000 on your fiftieth. The scaling reward for building a track record exists on every size except the entry-level one most people start with.

On timing, Tradeify processes payments in 24 to 48 hours, extending to 72 hours for requests made outside business hours, with account reconciliation between 6pm and 8pm EST. Two procedural rules matter. A submitted request cannot be edited or cancelled. And you may keep trading while it is pending, but Tradeify warns that if you fail the account or fall back below the minimum balance before the request is processed, the payout is denied. The balance has to be held, not just touched once.

Why the Growth payout threshold is higher than the payout cap

Put the two tables above side by side and something appears that neither table shows on its own. On every Growth account size, the profit you must accumulate before you are allowed to request a payout is larger than the maximum you are allowed to withdraw on that request.

The Growth payout gap

Account Profit needed to request Max first payout You must earn
25K $1,500 $1,000 1.5x the cap
50K $3,000 $1,500 2x the cap
100K $4,500 $2,000 2.25x the cap
150K $6,500 $2,500 2.6x the cap

Calculated from Tradeify’s published minimum balance requirements and maximum payout amounts. “Profit needed” is the minimum balance minus the account’s starting balance.

Here is the 25K worked through. You pass the evaluation by making $1,500. Your simulated funded account then starts at $25,000, and you cannot request anything until the balance reaches $26,500, which is another $1,500. When you get there, having cleared five qualifying days and the 35% consistency check, the maximum you may request is $1,000, and you receive 90% of it.

So the account earned $1,500 and released $900. The remaining $500 stays in the account as your buffer, because dropping back below $26,500 puts you under the threshold again.

This is not a hidden fee or a trick, and to Tradeify’s credit the firm flags it itself. Its payout policy page opens with a warning that says the maximum payout is a withdrawal cap, that you can only withdraw up to that cap per request even when your balance is higher, and that “the minimum balance figures below are what you must reach to qualify for a payout, they are not the amount you can withdraw.”

That distinction is the single most misunderstood thing about Growth, and it is the reason the honest answer to “how much can I make on a Growth 25K” is not the profit you generate. It is the profit you generate minus what the threshold holds back.

How long until your first Growth payout, really?

Tradeify’s homepage says “Pass in 1 day” on the Growth plan, and that claim is accurate. It describes the evaluation. Here is the rest of the sequence.

Tradeify help center section on Growth activation, showing no activation fee and a 5 account limit
No activation fee, instant activation on passing, and a hard ceiling of 5 active funded accounts. Tradeify’s own wording.

Day 1: pass the evaluation. Genuinely possible in one session, with no consistency rule in the way.

Day 2: activate the simulated funded account. Instant, and there is no activation fee.

Days 2 to 6 at the earliest: five qualifying trading days, each clearing $100 of profit on a 25K. These must be separate days, so this stretch cannot be compressed.

In parallel: reach $26,500, and arrive there without any single day carrying more than 35% of the profit. Five days averaging $300 clears both. One day of $1,200 and four of $75 clears neither.

Plus 24 to 48 hours: processing, or up to 72 hours outside business hours.

The realistic floor is therefore around 8 to 9 days from purchase to money received, and that is the flawless run: five straight qualifying days, no losing session dragging you back below the threshold, and profit spread evenly enough to satisfy the consistency check. Miss one day and you are not delayed by one day, you are restarting a five-day counter.

The same target, one lap instead of two

6 hours 18 minutes.

That is the Phidias record from buying the evaluation to receiving a payout. With Express to Live the entire cycle, buy, pass, get funded, get paid and convert to a real LIVE account with Dorman Trading, can happen the same day.

See Express to Live accounts

The comparison is unusually direct on the 25K, because both accounts ask for exactly the same $1,500 profit target.

On Tradeify Growth, that $1,500 passes the evaluation. Then you build another $1,500 in the funded account, across five qualifying days, under a 35% consistency rule, to withdraw a capped $1,000.

On Phidias Express to Live, the $1,500 is asked once. There is no consistency rule, no minimum trading days, and the drawdown is $500 static, meaning it sits at $24,500 and never trails your profit upward. When you take that first payout, the account converts into a real LIVE account with Dorman Trading, where payouts are daily and uncapped.

25K account Tradeify Growth Phidias Express to Live
Profit target $1,500 $1,500
Drawdown $1,000, trails end of day $500, static, never trails
Consistency rule 35% once funded None
Days before first payout 5 qualifying days, reset each time None
First payout cap $1,000 $800 payout plus $500 LIVE credit
Path to real capital Tradeify Elite, by selection On the first payout, as a product rule

Tradeify Growth is a good account for a trader who wants a cheap, fair evaluation and is content to build a track record inside a simulated account. If what you actually want is real capital and speed, the Growth structure is built to slow that down, and Express to Live is built to do it in a day.

30-second quiz

Which Tradeify account is right for you?

Tradeify Growth vs Select vs Lightning

Growth is one of three Tradeify plans, and the differences are larger than the marketing suggests. If you are weighing the firm as a whole, we also cover who owns Tradeify and who actually pays you.

Growth Select Lightning
Minimum days to pass 1 3 No evaluation
Consistency during evaluation None 40% Not applicable
Consistency once funded 35% None 20% to 30%
Daily loss limit in evaluation Yes, soft breach None Not applicable
Payout cadence 5 days Daily or 5-day Flex 5 days

The short version: Growth is easiest to pass and hardest to withdraw from. Select is harder to pass and easiest to withdraw from. If you plan to trade one account seriously and take regular payouts, that trade-off matters more than the price difference.

Frequently asked questions

Can you really pass a Tradeify Growth evaluation in one day?

Yes. Tradeify’s help center states the Growth evaluation has a 1 day minimum and “can pass immediately”, because there is no consistency rule during the evaluation. You need to hit the profit target without breaching the daily loss limit or the trailing drawdown.

Does the Tradeify Growth account have a consistency rule?

Not during the evaluation. Once funded, yes: 35%. No single day may exceed 35% of your total profit when you request a payout, and this applies to every payout request, not just the first.

What is the minimum balance for a Tradeify Growth payout?

$26,500 on a 25K, $53,000 on a 50K, $104,500 on a 100K and $156,500 on a 150K. That is $1,500, $3,000, $4,500 and $6,500 of profit above the starting balance respectively.

How much can you withdraw from a Tradeify Growth account?

You receive 90% of what you request, up to a cap. On a 25K that cap is $1,000 on every payout. On larger sizes it scales with your payout number, reaching $3,000 on a 50K, $4,000 on a 100K and $5,000 on a 150K from the fourth payout onward.

Is there an activation fee on Tradeify Growth?

No. Tradeify charges no activation fee on Growth simulated funded accounts and there is no monthly subscription. The evaluation is a one-time purchase, and you only pay again if you reset a failed attempt.

What is the drawdown on a Tradeify Growth account?

A trailing max drawdown calculated at the end of each day: $1,000 on a 25K, $2,000 on a 50K, $3,500 on a 100K and $5,000 on a 150K. Because it recalculates on closing balances, intraday swings do not move it.

How many Tradeify Growth accounts can you hold?

Up to 5 simulated funded accounts at any one time, and that limit is shared across Growth, Select and Lightning combined, not 5 of each type. You can activate a maximum of 5 per day, with the limit resetting every 24 hours UTC.

Can a Tradeify Growth funded account be reset?

No. Tradeify states the simulated funded counterpart cannot be reset. Reset fees apply to failed evaluations only. If you breach a rule after passing, you buy a new evaluation.

Useful resources

Tradeify: Growth Evaluation Accounts, the official rule page for account sizes, targets and drawdowns.

Tradeify: Rules, Consistency Rule, the source for the 35% requirement.

Tradeify: Pricing Reference, account prices, reset fees, platform fees and commissions.

Phidias Express to Live, the same-day path from evaluation to a real LIVE account.

Related guides

Which Tradeify Platform Should You Choose? 2026, the three broker connections and the checkout choice you cannot undo.

Tradeify Growth vs Select vs Lightning 2026, which of the three accounts to actually buy, and what failing each one really costs.

Tradeify Select Account 2026, the permanent Daily vs Flex choice, the drawdown that locks, and the contract scaling nobody mentions.

Tradeify Level Up 2026, the 10-level static drawdown ladder, its $89 attempts and where the $34,250 of rewards really sits.

Tradeify Review 2026, the full breakdown of the firm, its plans and its live program.

Tradeify Payout Rules 2026, every payout condition across Growth, Select and Lightning.

Tradeify Lightning Funded 2026, whether paying a premium to skip the evaluation is worth it.

Tradeify Discount Code: the rate, the use cap and the end date, read from their own banner.

About the author

William G.

William G. is a futures trader and prop firm analyst at Phidias Propfirm. He tests competitor rule sets against their own published documentation, and writes about what actually happens between passing an evaluation and being paid. Every number in this guide is sourced from Tradeify’s own pricing page and help center, checked in August 2026.

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