Topstep 25K Static Combine 2026: Rules, Price and the Catch

Yes, Topstep sells a static account: the 25K Static Combine costs $75 and the 50K costs $149, both paid once, with a Maximum Loss Limit of $1,000 or $2,000 that never trails. In exchange, both carry a mandatory daily loss limit, a 55% consistency target, a 90-day lifespan and no resets, and the floor is set to $0 after your first payout.

What is the Topstep Static Combine?

The Static Trading Combine is a Topstep Labs product: a one-time-fee evaluation whose Maximum Loss Limit (MLL) is fixed at one price instead of trailing your balance. Topstep launched the 25K Static as Labs Drop #001 in June 2026 and the 50K Static as Drop #006 in October 2026.

It is a different animal from Topstep’s standard Trading Combine, whose MLL trails your end-of-day balance until it locks. If that is the account you are looking at, our Topstep drawdown guide covers it. This page covers the two static sizes only.

Topstep’s own example shows why traders want it. Start a 25K at $25,000, make $1,000, then lose $500: on a standard Combine the limit has moved to $24,500 and you have $1,000 of room. On the Static Combine it is still at $24,000, so you have $1,500.

Topstep 25K Static vs 50K Static: rules and price in 2026

Both sizes share the same structure: one payment, a static floor, a mandatory daily loss limit and a 55% consistency target. Here are the parameters from Topstep’s Labs help page:

The 50K also carries product limits: MCL and MGC capped at 25 lots, CL, GC, HO, QM, RB, MHG and SIL capped at 2, and PL, HG and SI not tradable. Topstep adds that its Responsible Trading Discount does not apply to the 50K Static.

Is the Topstep Static Combine still available?

Topstep’s help center says yes: since its latest update, the 25K and 50K Static Combines “are all now available for purchase any time”, up to 5 of each per month, from the Labs page of your dashboard. That is new: Labs launched them as limited drops, and the same page still says “Every drop is limited; when it’s gone, it’s gone.”

topstep.com/labs now agrees: since early November 2026 it lists both Static Combines under “These Labs Are Always Open”. The help center still disagrees on two details: the 50K table lists a purchase limit of 5 per trader, and its FAQ still describes a button to purchase “while units last”. The dashboard is the place to check before you plan a month around it.

New in November 2026: a third static option. Topstep added the $50K Daily Payouts+ Trading Combine (Drops #010 and #011). Its Static version (#011) costs $149 one time, with a $4,000 target, a $2,000 static Maximum Loss Limit, the same mandatory $1,000 daily loss limit and a 55% consistency target. Funded, you pick at each request between a daily payout ($250 to $1,500, with $2,000 of profit left in the account as a buffer) and the 5 Winning Days path (up to $8,000). Purchases are capped at 5 per trader across its EOD and Static versions.

How the static Max Loss Limit works, and when it stops being static

During the Combine, the floor is a fixed price: $24,000 on the 25K, $48,000 on the 50K. Every dollar of profit widens your room, and a red day never pulls the floor up behind you. Topstep’s 50K example: grow the balance to $56,000 and your room is $8,000.

On the Express Funded Account (XFA), the balance starts at $0, and the static MLL sits $1,000 (25K) or $2,000 (50K) below it. That part works the same way. The change comes with the money.

After your first payout, the floor is $0

Topstep’s Labs page is explicit: “After first Payout, MLL sets to $0”. Its Maximum Loss Limit article adds that the remaining balance becomes your effective loss floor. In other words, after the first payout your loss room is exactly what you left in the account.

Do the math on a 25K Static XFA. You build the balance to $2,000 and request half of it, which is the most Topstep’s payout policy lets you take per request: $1,000 leaves the account ($900 to you at 90/10), $1,000 stays, floor at $0. Your room just went from $3,000 to $1,000, and every later payout shrinks it again. The static floor protected you on the way up; it is gone on the way out.

Our static drawdown prop firms guide explains why a floor that locks after you get paid is not the same thing as a floor that stays put.

The catch: five rules around the static floor

1. A daily loss limit you cannot remove

On standard Topstep Combines the daily loss limit is optional. On both Static Combines it is mandatory, and it follows you to the funded account and to Live. When it triggers, Topstep flattens your positions, cancels pending orders and blocks new trades until the next session at 5 PM CT. It is not a rule violation, and the account stays eligible.

The cost is what it does to a losing trade. On a 25K Static, a $500 floating loss becomes a $500 realized loss, the position is closed even if it was about to turn, and half of your $1,000 static room is gone for good. The limit does not prevent the loss, it locks it in. Topstep’s case for it is real: on a tilting morning, a forced stop can save the account. But on this product, the full $1,000 is never available in a single session.

2. A 55% consistency target to pass

Your best day must stay at or below 55% of your profit target: $1,100 on the 25K, $2,200 on the 50K. Go over it and Topstep does not fail you, it raises the target to your best day divided by 0.55. One $1,320 day on a 25K turns the $2,000 target into $2,400, and losses never reset the best day. Topstep says you can pass in as few as 2 days. Our Topstep consistency rule guide runs the numbers on every size.

3. 90 days, no reset

The Static Combine expires 90 days after purchase if you have not passed, and resets are not available. The 50K also closes after 30 days with no trades. A breach or an expiry means buying a new one.

4. Capped payouts on the funded account

Once funded, the 25K Static lets you choose the Standard or the Consistency path, and the 50K offers Standard (no consistency) or Consistency (40%). Under Topstep’s payout policy, the Standard path needs 5 winning days of $150 or more per payout and the Consistency path 3 trading days with no day above 40% of your profit. Each request is limited to 50% of the balance, the split is 90/10, and the Static Combines cap a payout at $4,000 (25K) or $8,000 (50K).

On topstep.com/labs, the 25K card lists its $4,000 cap as “DOUBLE Payout Caps” under a “Responsible Trading Advantage” heading, next to the daily loss limit. It is the same trade Topstep offers on its standard Combines, where a limited time offer doubles the payout cap when you add a daily loss limit at checkout.

5. Live is a call-up, not a rule

“Call-up to Live is at the discretion of our Risk team,” says the 50K Static page, and Topstep adds there is no hard cap on the number of payouts before it. Its own 2025 disclosure, which covers every Express Funded Account and predates the Static Combines, gives the base rate: 0.71% of individual participants trading an Express Funded Account were called up to a Live Funded Account. If you are called up, all your Express Funded Accounts close, and Live keeps a daily loss limit. Our Topstep Live Funded Account guide covers the reserve and the starting balance.

Express to Live: static drawdown, no daily loss limit

Topstep Static Combine vs Phidias Express to Live

Phidias first: Express to Live has a static drawdown on the evaluation and the CASH account, with no daily loss limit and no consistency rule, and the first payout converts the account to LIVE. Here is the 25K side by side, at each firm’s own published figures:

Credit where it is due: Topstep’s static room is bigger. $1,000 against our $500 on the 25K, and $2,000 against our $650 on the 50K. Its split is 90/10 against our 80/20 bonus, and an XFA can pay several times before a call-up.

What you give up for that room is the part that decides most accounts: a daily loss limit that closes your session at half the static room, a 55% ceiling on your best day, a 90-day clock, and a floor that resets to $0 the day you get paid. On Express to Live you get the whole drawdown in any session, no ceiling on a big day, no minimum days, and a rule instead of a call-up: the first payout converts the account to LIVE, where payouts are daily with no maximum ($500 minimum).

On the 50K, the picture is the same: $144.60 as a one-time payment with code PHIDIAS against $149, a $2,500 target against $4,000, a $650 static drawdown against $2,000, no daily loss limit against $1,000, and a $2,000 bonus ($1,600 to you) plus a $1,000 LIVE credit at conversion. The 100K costs $180 and the 150K $225, with the same rules.

Speed: the whole Express to Live cycle can run in a single day, our record from purchase to payout is 6 hours 18 minutes, and 90% of Phidias payouts are processed in under 30 minutes, every payout within 24 hours. Two honest notes: Express to Live positions must be closed before the end of the session, and our monthly subscription accounts have activation fees from $83 to $169. Bought as a one-time payment, Express to Live has no activation fee. Both are on our rules page.

See every Phidias account

Who should buy the Topstep Static Combine?

• The 25K Static if you want $1,000 of static room for $75, your days are even (none above $1,100), and you stop well before a $500 loss.
• The 50K Static if you trade 3 to 4 minis, can live with a $1,000 daily stop, and want an $8,000 payout cap on the funded account.
• Neither if your edge comes from one or two big days, if you sometimes sit through a deep drawdown before a trade works, or if a LIVE account is the goal rather than a hope.

Still comparing Topstep’s standard accounts? Our Topstep review covers the full range, and Topstep’s payout rules detail every path.

Test: Topstep Static Combine or Express to Live?

Four questions on what you want from a static account, your losing days, your profit curve and what comes after the first payout. No email.

Topstep Static Combine 2026: frequently asked questions

Does Topstep have a static account?

Yes. Topstep Labs sells two Static Trading Combines: a 25K for $75 and a 50K for $149, both one-time fees. Their Maximum Loss Limit is static ($1,000 and $2,000), so it does not trail your balance during the Combine. Both come with a mandatory daily loss limit, a 55% consistency target, a 90-day lifespan and no resets. Since November 2026, Topstep also sells a Static version of its $50K Daily Payouts+ Combine (Drop #011): $149, a $4,000 target and a $2,000 static loss limit.

How much is the Topstep 25K Static Combine?

$75, paid once, with no subscription and no rebill. The funded activation is free. The account expires 90 days after purchase if you have not passed, and resets are not available, so a breach means buying a new one.

What are the Topstep 25K Static rules?

A $2,000 profit target, a $1,000 static Maximum Loss Limit (the floor stays at $24,000), a mandatory $500 daily loss limit, 2 minis or 20 micros, and a 55% consistency target. On the funded account, the payout cap is $4,000, the daily loss limit stays at $500, and the Maximum Loss Limit is set to $0 after your first payout.

What are the Topstep 50K Static rules?

A $4,000 profit target, a $2,000 static Maximum Loss Limit (the floor stays at $48,000), a mandatory $1,000 daily loss limit, 4 minis or 40 micros, a 55% consistency target, a 90-day lifespan and a 30-day inactivity rule. Funded, you choose the Standard path or the 40% Consistency path, both with an $8,000 payout cap.

Is the Topstep Static Combine still available?

Topstep’s help center says the 25K and 50K Static Combines are now available for purchase any time, up to 5 of each per month, from the Labs page of your dashboard. Its public Labs page now lists them under These Labs Are Always Open, but the 50K table still lists a purchase limit of 5 per trader. Check the dashboard before you plan around it.

Does the Topstep static drawdown stay static after you get funded?

Only until your first payout. On the Express Funded Account the static Maximum Loss Limit is $1,000 (25K) or $2,000 (50K) below a balance that starts at $0. After the first payout, Topstep sets it to $0, so the balance you leave in the account becomes your entire loss room.

Can the Topstep Static Combine lead to a Live Funded Account?

Yes, but only through a call-up that Topstep’s Risk team decides at its discretion. Topstep’s own disclosure says 0.71% of individual participants trading an Express Funded Account were called up to a Live Funded Account in 2025. A daily loss limit applies in Live as well.

Is there a static account with no daily loss limit?

At Phidias, yes. Express to Live has a static drawdown on the evaluation and the CASH account, no daily loss limit, no consistency rule and no minimum days, from 25K to 150K. The 25K costs $69 (list price $277) as a one-time payment with code PHIDIAS, and the first payout converts the account to LIVE.