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MyFundedFutures Pro Plan 2026: Rules, Payouts and the $100K Cap Explained

In this Article:

MyFundedFutures Pro plan, 2026

A $100,000 payout cap. A live account that starts at $2,000.

The Pro plan is MFFU’s plan for size: large payouts, no daily loss limit, full contracts from day one. The live account at the end of it is a much smaller product, and reaching it is a review, not a rule.

Read from MyFundedFutures’ Pro plan page and help center on 6 October 2026.

We are a competing prop firm, so read our comparison at the end with that in mind. Everything before it is MyFundedFutures’ own documentation, linked at the bottom.

The MyFundedFutures (MFFU) Pro plan comes in 50K, 100K and 150K sizes, with a one-phase evaluation, an end-of-day trailing drawdown, an 80/20 split and no daily loss limit or consistency rule once funded. Payouts open 14 days after your first funded trade, once a buffer is cleared, and go up to $100,000. After three consecutive payouts, the account is reviewed for a live account funded with $2,000 to $10,000.

In short

  • Evaluation: 6% target, EOD drawdown, 50% consistency, 2 days minimum. From $265 for the 50K before promotions.
  • Funded: 80/20, no daily loss limit, no consistency rule, 5, 10 or 15 contracts from day one, no Tier 1 news.
  • Payouts: 14 days plus a buffer of $2,100 to $4,600, $1,000 minimum, $100,000 maximum.
  • Live: three consecutive payouts, then a human review. Live balance of $2,000 to $10,000, with a daily loss limit.
  • The number MFFU publishes: 4.2% of funded traders were promoted to live; the figure appears on every MFFU plan page.

What is the MyFundedFutures Pro plan?

It is the plan MFFU builds for scale. Of its four plans on sale (Builder, Rapid, Rapid EOD and Pro), Pro is the only one that starts at 50K, it has the largest mini-contract allowances at 100K and 150K once funded, and MFFU calls it the cleanest defined route to live in its range.

MFFU’s own summary of the difference is fair: Rapid is built for speed and cadence, Pro for scale and the live transition. The 50K Pro lists at $265, the 100K at $401 and the 150K at $557, before discount codes that change often; the plan page’s own promotional prices did not even agree with each other on the day we read it. There is no activation fee and no subscription: it is a one-time payment.

Size Profit target Max loss (EOD) Funded contracts
50K $3,000 $2,000 5 minis or 5 micros
100K $6,000 $3,000 10 minis or 10 micros
150K $9,000 $4,500 15 minis or 15 micros

The Pro evaluation

One phase, a target of 6% of the account and a minimum of two trading days. The drawdown trails at the end of each day, not intraday, and there is no daily loss limit.

Rule Pro evaluation
Profit target $3,000 / $6,000 / $9,000
Max loss (EOD trailing) $2,000 / $3,000 / $4,500
Daily loss limit None
Consistency 50%: no single day above half of your evaluation profit
Minimum trading days 2
Tier 1 news trading Allowed
Activation fee $0

The 50% consistency rule is the evaluation’s real constraint: a $3,000 target cannot come from one $2,000 day and one $1,000 day. MFFU also sells a One-Day add-on on the 50K, which raises the target to $4,000 and removes the consistency rule so the evaluation can be passed in a single day. It was priced at checkout when we read it, while its help center still calls it free and limited-time.

The sim funded rules

Once funded, the Pro account has fewer rules than the evaluation, and one that is stricter.

MyFundedFutures Pro plan sim funded parameters: 80/20 split, EOD max loss of $2,000, $3,000 and $4,500, no daily loss limit, no activation fee, no consistency, 5, 10 and 15 contracts, Tier 1 news not allowed
MFFU’s Pro sim funded parameters, from its help center.
  • No daily loss limit and no consistency rule. Your only hard line is the end-of-day drawdown.
  • Full size from day one: 5, 10 or 15 contracts, with no scaling ladder to climb.
  • No Tier 1 news. Allowed in the evaluation, prohibited once funded. A strategy that leans on those releases has to change after you pass.
  • Activity: at least one trade every 7 calendar days, or the account becomes inactive.

“No consistency rule” is not “no oversight”. MFFU applies a Consistent Trading Policy to Pro accounts: no figure, but monitoring for maximum contracts on every trade, contract flipping, inconsistent position sizing and strategies that do not match your approach. Sanctions range from account restrictions to penalties and termination.

For the full news policy, including the Tier 1 calendar and the 2-minute window, see our MyFundedFutures news trading guide.

MFFU Pro plan payout rules

Pro pays less often than Rapid, but much more per request. Here is the full policy:

MyFundedFutures Pro plan payout policy: 14 calendar days from first trade and buffer cleared, payout buffer of $2,100, $3,100 and $4,600, minimum payout $1,000, maximum payout $100,000 per user, max loss limit static after the first payout
MFFU’s Pro payout policy, from its help center.
Rule 50K 100K 150K
First payout 14 calendar days from first trade, and buffer cleared Same Same
Buffer $2,100 $3,100 $4,600
Minimum request $1,000 $1,000 $1,000
Maximum payout $100,000 $100,000 $100,000
Max loss after first payout Locks at $50,100 Locks at $100,100 Locks at $150,100
Profit split 80/20 80/20 80/20

The practical unlock is whichever comes later: day 14 or the buffer. On the 50K, you need the balance above $52,100 before the first full payout. MFFU also allows a one-time withdrawal before the full buffer: up to 60% of profits, with a $1,000 minimum, the remaining 40% staying in the account.

The rule that changes the account most is the last one. After your first approved payout, the max loss limit stops trailing and locks at your starting balance plus $100. From then on, every dollar above $50,100 on a 50K is room you keep. The plan page describes payouts as bi-weekly.

The $100K cap, explained

$100,000 is the most the Pro plan will pay you, and MFFU describes it two ways, sometimes on the same page. The help center and the plan page’s rules table list it as the maximum payout per user. The plan page’s headline and FAQ sell it as up to $100,000 per payout cycle, against competitors that cap a cycle at $5,000.

What happens above the ceiling is documented in the help center: profit in excess of the $100,000 maximum is not paid out, it is moved to a live account balance, up to $5,000 on the 50K, $7,500 on the 100K and $10,000 on the 150K. And when the Risk Team moves an account to live, any profits above the plan’s maximum are forfeited.

Worked example on a 50K. You clear the $2,100 buffer, wait out the 14 days and request $1,000. Your max loss locks at $50,100. A month later you request $8,000, of which you keep $6,400 at 80/20. The cap is far away. In practice, the constraint on Pro is rarely the $100,000: it is the 14-day rhythm, the buffer, and the live review that the third consecutive payout triggers.

The road to live: three payouts, then a review

This is where the Pro plan’s two halves stop matching. MFFU’s plan page lists three ways to reach a live account: three consecutive payouts on the same account, which leads to a Risk Team review; profit above the $100,000 cap moved to a live balance; or a direct offer from the Risk Team. In its own words, “the trigger is documented; the review is human”. Its help center adds a fourth review trigger: a $20,000 profit milestone, which triggers a review but may not lead to a transition.

MyFundedFutures Pro live account: transition after 3 consecutive payouts or excess profit above $100,000, live account funding $2,000 to $5,000, $3,000 to $7,500 and $4,500 to $10,000 static balance, daily loss limit range and max contracts range
MFFU’s Pro live account parameters, from its help center.
Sim funded Pro 50K Live account from Pro 50K
Balance $50,000 simulated $2,000 to $5,000, static
Daily loss limit None $700 to $1,800
Contracts 5 2 to 4
Minimum payout $1,000 $250
What you can withdraw Profit above the buffer Only above the initial balance, until unlocked

The live balance can be unlocked: after 20 winning days of at least 4% of the initial balance and three payouts, you may withdraw from it down to $140. On a $5,000 allocation, that means 20 days of at least $200. Live payouts are daily, and live and sim cannot be traded at the same time.

MyFundedFutures program performance: 19.97% of evaluation participants passed, 39.2% of traders who reached the funded stage earned at least one payout, 4.2% of simulated funded traders were promoted to a live funded account
The program statistics MFFU publishes at the foot of its Pro plan page. The same figures appear on every MFFU plan page; they are not specific to Pro.

MFFU publishes the outcome at the foot of its own plan page: 4.2% of participants trading in a simulated funded account were promoted to a live funded account. The same figure appears on every MFFU plan page, so it is not specific to Pro, and MFFU does not give the measurement period. Our MyFundedFutures copy trading guide explains what happens to several accounts at that step: they are merged into one.

What the live account looks like on every MFFU plan, including Rapid’s $0 start, is in our MyFundedFutures live account guide.

Pro vs Rapid: which MFFU plan?

MFFU frames the choice as scale against cadence, and the rules back it up.

Pro Rapid
Sizes 50K to 150K 25K to 150K
Profit split 80/20 90/10
Drawdown once funded EOD trailing, locks after the first payout Intraday trailing, until it locks at start plus $100
Payouts Every 14 days, up to $100,000 Daily
Path to live Three consecutive payouts, then review Automatic at $10,000 net profit in one session, or the Risk Team

Rapid suits a trader who wants cash flow and accepts an intraday drawdown. Pro suits a trader who sizes up, trades less often and can wait two weeks. Our MyFundedFutures Rapid plan guide covers the other side, and our plan comparison puts all four side by side.

MFFU Pro vs Phidias Express to Live

Pro offers more room than Express to Live on a 50K, and we say so. Neither has a daily loss limit, but Pro gives a $2,000 EOD drawdown against our $650 static one, and a live allocation of $2,000 to $5,000 against our $1,000 LIVE credit. Where we differ is how you get there.

MFFU Pro 50K Phidias 50K Express to Live
Price $265 list, promotions vary $144.60 with the code PHIDIAS
Target $3,000, 2 days minimum, 50% consistency $2,500 on the evaluation, then again on CASH; no minimum days, no consistency
Drawdown $2,000 EOD trailing $650 static
First payout 14 days and a $2,100 buffer Payout on day 1 at the target
Path to live Three consecutive payouts, then a human review The payout at the target converts the account to LIVE
Live account $2,000 to $5,000 static, with a daily loss limit $1,000 LIVE credit

On Express to Live, you reach the target on the CASH account, click Switch to Live, and the fixed bonus payout converts the account to a LIVE account: $2,000 of bonus on the 50K, $1,600 to you at 80/20, plus $1,000 of LIVE credit. That conversion is a product rule, not a review, and the full cycle from signup to LIVE has been completed in a single day, in 6 hours 18 minutes at our fastest. On our Fundamental and Premium accounts, moving to LIVE is discretionary.

See Phidias accounts and pricing

Test: is the MFFU Pro plan right for you?

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MFFU Pro plan: frequently asked questions

What is the MyFundedFutures Pro plan?

MFFU’s plan for larger accounts: 50K, 100K or 150K, a one-phase evaluation, an EOD trailing drawdown, no daily loss limit, no consistency rule once funded, an 80/20 split, payouts every 14 days of up to $100,000, and a live account review after three consecutive payouts.

What are the MFFU Pro plan payout rules?

Your first payout needs 14 calendar days from your first funded trade and a cleared buffer of $2,100, $3,100 or $4,600 depending on size. The minimum request is $1,000 and the maximum is $100,000 per user. Before the full buffer, a one-time withdrawal of up to 60% of profits is allowed. After the first payout, the max loss limit locks at your starting balance plus $100.

What is the max payout on the MFFU Pro plan?

$100,000. MFFU describes it both ways: as the maximum payout per user in its help center and rules table, and as up to $100,000 per payout cycle in its plan page headline. Profit above that ceiling is moved to a live account balance, up to $5,000, $7,500 or $10,000 depending on size, rather than paid out.

What is the profit split on the MFFU Pro plan?

80/20 on the sim funded account and on the live account. Only MFFU’s Rapid and Rapid EOD plans pay 90/10.

Does the MFFU Pro plan have a consistency rule?

A 50% consistency rule in the evaluation only. Once funded there is no hard consistency rule, but MFFU applies a Consistent Trading Policy that watches for things like maximum size on every trade, contract flipping and inconsistent sizing, with restrictions or termination as possible sanctions.

How many contracts can you trade on the MFFU Pro plan?

Once funded, 5 minis or 5 micros on the 50K, 10 on the 100K and 15 on the 150K, from the first day. On the live account the range drops to 2 to 4, 3 to 5 and 4 to 6 contracts.

How do you get a live account on the MFFU Pro plan?

Three ways: three consecutive payouts on the same account followed by a Risk Team review, profit above the $100,000 cap moved to a live balance, or a direct offer from the Risk Team. A $20,000 profit milestone also triggers a review. MFFU states that the trigger is documented and the review is human, so three payouts do not guarantee a live account.

How big is the MFFU Pro live account?

A static balance of $2,000 to $5,000 on the 50K, $3,000 to $7,500 on the 100K and $4,500 to $10,000 on the 150K, with a daily loss limit and fewer contracts than the sim account. You can only withdraw above the initial balance until you complete 20 winning days of at least 4% of it and three payouts.

Is the MFFU Pro plan better than Rapid?

They solve different problems. In MFFU’s own words, Rapid is built for speed and cadence: daily payouts at 90/10 with an intraday trailing drawdown. Pro is built for scale and the live transition: 14-day payouts at 80/20, an EOD drawdown, no daily loss limit and larger contract limits.

The verdict

“The Pro plan is one of the better-built sim plans in futures: no daily loss limit, full size from day one, a drawdown that locks after the first payout. Just read it as two products. The sim half is generous. The live half is a few thousand dollars, reached through three payouts and a review, and MFFU’s own numbers say few traders get there.”

William G., CMO at Phidias Propfirm

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