MyFundedFutures Rapid Plan 2026: The Rule That Changes When You Pass

Weighing the alternatives? Phidias Express to Live is the account we build. First, how Rapid actually works.

The four sizes

Rapid is the only MyFundedFutures plan sold in all four sizes. Prices come from their own product markup; the profit target is always 6% of the account and the maximum loss 4% on the 25K and 50K, 3% on the 100K and 150K.

The CLUB code is still applied at checkout, at 40% on 15 September 2026, which puts the 50K at $125. That rate moves: it was 50% five days earlier. Their site-wide bar currently reads “Save 40% On Any Plan With Code CLUB”, alongside a separate “New to MFFU? Get 50% off your first eval” for new accounts, while the plan cards themselves only say “based on current promotions”. There are no activation fees on any MyFundedFutures plan.

The rule that changes between stages

This is the single most important thing to understand about Rapid, and it is buried in a table rather than stated.

During the evaluation, the maximum loss limit is end of day. It only moves when the session closes. You can spike up, give it back, and finish flat with your floor untouched.

The moment you are funded, the same plan switches to an intraday trailing drawdown. The floor now follows your equity high-water mark in real time, unrealised profit included.

One relief: the floor locks permanently once it reaches $100. Get that far and it stops trailing for good. Below $100 the account is breached.

If this mechanic does not suit you, Rapid EOD is the same plan with an end-of-day floor, at the same price. You pay for it at the entrance instead: a 30% consistency rule and four trading days to pass, against 50% and two days here.

News changes between stages too: Tier 1 releases are allowed in the Rapid evaluation and prohibited once funded. Our MyFundedFutures news trading guide explains the window.

Passing the evaluation

Two trading days minimum, a 50% consistency rule that applies during the evaluation only, no daily loss limit, and Tier 1 news trading is allowed at this stage.

The consistency rule means your single largest day cannot exceed half of your total profit. On a 50K targeting $3,000, no single day may contribute more than $1,500. Exceeding it does not breach the account; you simply trade more days until the ratio comes back into range.

There is also a lock worth knowing: on a 25K evaluation, once the trailing maximum loss reaches $25,100, it stops trailing and your balance must stay above that number for the rest of the evaluation.

Getting paid

This is where Rapid earns its name. Payouts are daily, the first becoming available exactly 24 hours after your first trade on the funded account. There is no cap per request, no consistency rule, and the split is 90/10, applied since 12 January 2026.

The minimum request is $500, and you must first clear the buffer for your size: $1,100, $2,100, $3,100 or $4,600 in realised profit left in the account. Their help center states that most requests are approved instantly, with 6 to 12 business hours if a manual review is triggered.

For the full picture across all five plans, see our MyFundedFutures payout rules breakdown.

The $10,000 trapdoor

The second route to live is discretionary: consistent payout performance reviewed and approved by their Risk Management Team, who may contact a trader at any time.

It is worth sitting with the arithmetic. The plan has no payout cap, which invites you to size up. The plan also converts you the moment one session clears $10,000. The two features pull against each other, and the second one is the expensive one.

What the live account actually looks like

The live account is real: a genuine brokerage account, daily payouts, an end-of-day drawdown rather than intraday, and no buffer requirement. That is a meaningful upgrade on two of the three.

The part nobody reports is the contract allowance.

You trade smaller on live than you did on sim, at every size. A 50K drops from 5 minis to 3. A 150K drops from 10 to 8. The account is more real and your position limit is lower.

Three more mechanics worth knowing. The live account starts at $0 and can go negative until the loss threshold trails up to zero, which their documentation describes as normal. Several Rapid accounts transferred at once are merged into a single live account with a proportionally larger loss limit. And the trader pays CME professional data fees, round-turn commissions and the platform licence, deducted from the live balance.

The live account on every plan, with the payout routine, the costs and what happens on a breach, is covered in our MyFundedFutures live account guide.

The Reserve programme

At the moment of transition, up to $5,000 of your simulated profits is held in Reserve. That money is not paid out. It becomes accessible only if the live account breaches, or is distributed as performance bonuses when you hit milestones.

Combined with the forfeiture rule above, the honest summary is this: the day Rapid promotes you is the day your profit is split three ways, into what you keep, what goes to Reserve, and what disappears.

Is Rapid the right plan for you? Four questions on what you do when you are up, how much daily payouts matter, what a very large day would mean, and how big you size. No email.

Where we differ

Rapid is a good product and the payout side of it is genuinely one of the best in futures prop. The disagreement is narrower than a verdict.

Our drawdown does not change when you pass. Phidias Express to Live uses a static drawdown from the first day of evaluation through your last LIVE payout. It does not move with your balance and it does not move with unrealised profit, so there is no high-water mark to chase and no rule to relearn after passing.

Our conversion is the reward, not the trigger. An Express to Live account becomes a real LIVE account with a real broker on your first payout. No threshold, nothing forfeited, no Reserve holding part of your money, and no cap on what you withdraw afterwards.

And your size does not shrink. Going live at Phidias does not cut your contract allowance.

See Phidias accounts and pricing

MyFundedFutures Rapid plan: frequently asked questions

What is the MyFundedFutures Rapid plan?

Rapid is MyFundedFutures’ flagship plan, sold in 25K, 50K, 100K and 150K. It pays 90/10, allows daily payouts with no cap per request, and applies no consistency rule once funded. The trade-off is an intraday trailing drawdown on the funded account and a Tier 1 news ban at that stage.

What is the Rapid drawdown?

It changes between stages, which is the most important thing to understand about the plan. The evaluation uses an end-of-day maximum loss limit. The funded account switches to an intraday trailing drawdown that follows your equity high-water mark in real time, unrealised profit included. It locks permanently once it reaches $100.

How much does the MyFundedFutures Rapid plan cost?

$145 for the 25K, $209 for the 50K, $356 for the 100K and $463 for the 150K, read from their own product markup. The CLUB code is applied at checkout and was taking 40% on 15 September 2026, down from 50% five days earlier, so treat any discounted figure as a snapshot. There are no activation fees on any MyFundedFutures plan.

What is the profit target on Rapid?

Always 6% of the account: $1,500 on a 25K, $3,000 on a 50K, $6,000 on a 100K and $9,000 on a 150K. The minimum is two trading days and a 50% consistency rule applies during the evaluation only.

How do Rapid payouts work?

Daily, with the first request available exactly 24 hours after your first trade on the funded account. The minimum is $500, there is no cap per request, and the split is 90/10. You must first clear a buffer of realised profit and leave it in the account: $1,100, $2,100, $3,100 or $4,600 depending on size.

Can you trade news on Rapid?

Tier 1 news trading is allowed during the evaluation and prohibited once funded. Separately, and on every plan, no open positions or resting orders may sit in the book two minutes before and after any data release.

What is the $10,000 rule on Rapid?

Clear $10,000 of net profit in a single session and the account transitions to a live account automatically. Everything above $10,000 that day is forfeited, and MyFundedFutures states that rejecting the move is not possible. The second route to live is discretionary, based on consistent payout performance reviewed by their risk team.

What changes when a Rapid account goes live?

Three things improve: the drawdown becomes end of day, payouts stay daily, and there is no buffer requirement. One thing gets smaller, and it is rarely reported: your contract allowance drops at every size. A 50K goes from 5 minis to 3, a 150K from 10 to 8. The account also starts at $0 and you pay CME professional data fees, commissions and the platform licence out of the live balance.

What is the Rapid Reserve programme?

At transition, up to $5,000 of your simulated profits is held in Reserve rather than paid out. It becomes accessible only if the live account breaches, or is distributed as performance bonuses at milestones.

Rapid or Rapid EOD?

Same price, same split, same daily payouts. Rapid trails intraday once funded and asks for a 50% consistency rule over two days to pass. Rapid EOD trails end of day but asks for 30% consistency over four days. If giving back intraday profit is part of how you trade, the harder evaluation is the cheaper option.

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