Take Profit Trader PRO Account 2026: Rules, Payouts, Resets and PRO+

Want a published route to a live account instead of a ladder? Phidias Express to Live is the alternative we build. First, exactly how the PRO account works.

What is a Take Profit Trader PRO account?

A PRO account is the funded account you receive after passing the Test. It runs in a simulated environment, pays you 80% of the profit you make in it, and allows withdrawals from day one once you clear a buffer. It carries an intraday trailing drawdown, requires you to trade at least one day per calendar week, and can be reset up to three times for a fee.

There are four tiers, not two

Almost every article about this firm describes a Test and a funded account. The documentation describes four distinct account states, and the difference between them decides whether your money is simulated or real.

Read the last column. You control your progress up to PRO and no further. Everything above it happens to you rather than being applied for, and the documentation is explicit that the decision is made at the firm’s discretion.

Why Take Profit Trader simulates the PRO account

Most firms leave this vague. Take Profit Trader wrote it down, and it is worth reading in their own words rather than ours.

The firm’s reasoning is that many traders pass the Test, get nervous or excited, and lose the drawdown in their first days. Simulating the PRO account, in their framing, keeps the firm from losing capital on those accounts while the trader is still finding their feet. They describe the Test as a tryout and the PRO account as practice for PRO+.

They also make a claim that cuts in the trader’s favour and is rarely made this openly: fills are easier in a simulated environment, so it is easier to make profits in a simulated PRO account than it would be live. Setup is faster too.

Our read. Both halves are true and they are not equally weighted. Easier fills are a genuine benefit while you are learning. But the reason the firm gives for the design is its own capital preservation, and the effect is that the money you are risking against a trailing drawdown is not the firm’s money either. You are paid real profits on simulated fills, which is a real product, but it is not the same product as trading firm capital.

What a PRO account pays, and when

The split is 80/20 in the trader’s favour. Withdrawals are available from day one, but only after you build a buffer.

The buffer is equal to your maximum drawdown. On a 50K account the drawdown is $2,000, so you withdraw at 80% once the balance reaches $52,000. Below that, the profit is yours on paper but not accessible.

Position sizes are the maximums Take Profit Trader publishes for the Test. The PRO rulebook contains no position-size rule of its own: the Universal Trading Policies say only that you may not exceed the maximum permitted for your account type, as displayed to you.

The money sitting inside the buffer is not lost, but getting it out is unattractive by design. You can only withdraw from inside the buffer once the account has been terminated, and the share you receive depends on how long you traded it: 50% at 60 trading days or fewer, 80% after that.

So an account you close early hands back half of the buffer. We go through the full withdrawal mechanics, including payout speed, in our guide to Take Profit Trader payout rules.

The rules that change the day you get funded

The PRO account is not the Test with a payout button attached. Three rules appear that did not exist on the Test, and one changes shape entirely. One of the three surprises almost everyone.

The drawdown becomes intraday. On the Test it is calculated only at the end of the trading day, not during open trades. On PRO it trails intraday using your peak balance, and that peak includes unrealized gains. Your minimum account balance rises in real time as an open trade moves in your favour, and it does not come back down. Take Profit Trader also states that your maximum drawdown in PRO equals the maximum drawdown from your passed test. This is the single biggest change and we break it down in full in our guide to the trailing drawdown.

You must trade at least one day per calendar week. A traded day means at least one round trip on a permitted instrument, Sunday to Friday. Take Profit Trader states the purpose plainly: to stop traders keeping capital idle or squatting on an account. Life happens, and they say to contact support if you need a temporary exception, but the default is that an account can be lost by not using it.

The prohibited news rule appears. All PRO accounts must be flat, with no open orders, one minute before, during and one minute after any prohibited news event. Take Profit Trader names FOMC statements on Wednesdays at 2:00 PM ET, Non-Farm Payroll monthly on Fridays at 8:30 AM ET, and CPI, plus Crude Oil Inventories for crude and bond auctions for the 10-Year Note and 30-Year Bond. None of the six Test rules mentions news at all.

Limit up and limit down become fatal. You must exit before a price limit is reached. If a limit is hit while you hold a position, you lose the PRO account. Take Profit Trader explains why in an unusually revealing sentence: if the market approaches a limit, the company must hedge against traders holding positions near those levels.

Two things do not change, and it is worth being precise about them because they are easy to misread as new. The counter-position rule carries across explicitly, in Take Profit Trader’s words applying to all account types, Test, PRO and PRO+. And the ban on bots and algos was never a funded-account rule: it sits in the Universal Trading Policies, which apply to all accounts including the Test, and is simply restated in the PRO rulebook. All of them, with the penalties attached, are in our guide to the Take Profit Trader rules.

The PRO reset, and what Take Profit Trader says it buys

Lose a PRO account and you are not automatically back at the Test. You can reset it, up to three times per account, and the reset gives you a fresh account with the same properties, skipping the evaluation and keeping day-one withdrawals.

It is expensive: $449 on the 25K up to $1,499 on the 150K. Take Profit Trader is candid about what that money is and is not.

In their words, the cost is a convenience fee, and it is not used to post capital or fulfil margin requirements, because PRO accounts exist in a simulated environment.

Our read. We respect the disclosure. It is also worth being clear about what it means: at $999 for a 100K reset, you are paying roughly five times a month’s discounted subscription for a fresh simulated balance, and the firm has confirmed that none of it funds a margin account. Whether that is worth it depends entirely on whether you have fixed the reason the first one failed.

Is there a promo code for a PRO account reset?

This is one of the most searched questions about the PRO account, which makes sense given the price. The honest answer is a qualified no.

Nothing in Take Profit Trader’s documentation describes a promo code that applies to a PRO reset. The codes that are documented do two things: they discount the monthly subscription on a new account, and they waive the $130 PRO activation fee on that account for life. The reset pages list flat prices with no mention of a discount mechanism.

There is also a trap worth knowing if you are hunting for savings. Take Profit Trader states that test accounts purchased using credits are not eligible for any promotions, and are only valid for 60 days. So spending credit to save money on a new account costs you both the discount and the open-ended timeline.

Promotions change, so check the current offer before assuming. What is stable is the shape: the discounts attach to new accounts, not to repairing existing ones. We track what the running code actually covers in our guide to the Take Profit Trader promo code.

How many PRO accounts can you hold at once?

Five active PRO or PRO+ accounts, combined. Take Profit Trader is specific that the five is a total and not five in each category: three PRO plus two PRO+ is allowed, five of each is not. The limit is per person.

There is a second cap that catches scalers by surprise: 10 passed test activations in any 30 calendar days. Pass more tests than that and the extra accounts wait. We work through Take Profit Trader’s own example of that in our guide to how many accounts you can have.

PRO+: live capital, and a professional classification

PRO+ is where the product changes character entirely.

PRO+ accounts are live accounts with $0 margin, and the trader is classified as a professional trader. The benefits are real: a 90/10 split, no buffer zone requirement for withdrawal, and an end of day drawdown instead of the intraday one, which is materially easier to survive.

The second benefit on their list is the one that says the most about the tier below it. Take Profit Trader describes the PRO+ trader as routed directly to the exchange, not on the simulation or copy traded, with the quotation marks around copy traded being theirs. That is the firm confirming what PRO is by describing what PRO+ is not.

Two practical consequences. Commissions change: PRO+ uses a separate structure, and Take Profit Trader points to NinjaTrader’s and Tradovate’s published schedules. And the professional classification is not cosmetic: it reverses the Non-Professional election you made when you signed the market data agreements to connect your trading platform, and Take Profit Trader confirms your account is upgraded to professional market data access as the final stage of setup.

You cannot apply for PRO+, and there is no threshold to hit

This is the part of the ladder that deserves the most scrutiny, and Take Profit Trader is upfront about it rather than hiding it.

An invitation arrives by email when you become eligible. The decision is made solely at the discretion of Take Profit Trader. Advancement is based on a holistic review of consistency, risk management, execution patterns and trading discipline over time, and the documentation states plainly that there is not a single threshold that determines promotion.

What the upgrade actually does to your money

If the invitation comes, the transition is more disruptive than the word upgrade suggests. Four things happen.

Your PRO account goes on hold, and $5,000 of its profit is frozen. That money must stay in the account for as long as the PRO+ is active. Anything above $5,000 can be withdrawn immediately under the normal PRO split.

Your PRO+ account starts at $0. Not at your PRO balance. At zero, with an initial end of day drawdown equal to the starting drawdown of the original PRO account. Take Profit Trader’s own example: a $50,000 PRO account becomes a PRO+ starting at $0 with a drawdown of minus $2,000. The minimum balance then trails your realized profit upward and stops at $0.

You lose access to everything for up to 12 hours. As the final stage of setup, your market data is upgraded to professional access, and during that window trading on both your PRO and your test accounts is unavailable. They notify you in advance. Setup overall typically takes several days.

The old account is finished as a trading venue. Once the upgrade completes, all future trading and withdrawals must be on the PRO+ account only.

There is a sensible safety net if it goes wrong. Lose the PRO+ account and any remaining profit in it, plus your share of the frozen $5,000, becomes withdrawable. If the PRO+ ends negative, that amount is deducted from the frozen $5,000 and the remainder is still yours under the PRO split.

Our read. The safety net is fair and more generous than we expected. The structure around it is still demanding: you arrive at the tier you spent months earning with a zero balance, a drawdown you can hit on day one, and five thousand dollars of your own realised profit locked up as collateral against a live account you have not started trading yet.

PRO+ Development, the tier that can move you down

This one is barely discussed anywhere, and it is the answer to a question a lot of funded traders eventually ask: how can an account be restricted when no rule was broken?

PRO+ Development is a live account with tighter risk parameters, and you are placed into it rather than choosing it. Take Profit Trader frames it as a route back, describing it as giving consistent traders a clear path back to what they call the big leagues of PRO+, which tells you which direction most people arrive from. You still trade Take Profit Trader’s real capital and the payout policy is unchanged, with daily payouts and no withdrawal limits. What changes is the size you may carry and the room you have to be wrong.

On a 100K account that is 4 minis or 40 micros, and an end of day drawdown of $1,750 against the $3,000 intraday drawdown you carried in PRO, which itself came across from your passed Test. A daily loss limit is also added, which is worth stating carefully: neither PRO nor PRO+ has one at all, so this tier introduces a constraint rather than relaxing one. Take Profit Trader makes it a soft breach, which they describe as pausing you rather than failing you.

Who gets moved. Placement follows a review of performance, strategy and risk behaviour across both PRO and live accounts, and reflects patterns over time rather than one bad trade. Take Profit Trader names the patterns: aggressive sizing, rapid drawdowns, blowing through loss limits, reckless risk management, or single-session losses that threaten the account.

How you get out. It is not permanent. They want to see roughly 60 days of disciplined risk management, and they state explicitly that they are not looking for a profit number but for evidence that live capital is being handled responsibly. You can also request a manual review at any time by emailing your User ID and context to their development address, and you keep trading while the review runs.

Take Profit Trader adds a line we think is worth quoting because very few firms would write it: sometimes we get it wrong, and when we do, we are glad to correct it.

How far up the ladder will you actually get?

Four questions on how you size, what a bad day looks like, how often you trade and what you are actually after. The check names the tier your profile points to, including the one Take Profit Trader moves people down into. No email.

How Phidias structures the same thing

We built the opposite shape deliberately, and the comparison is the clearest way to say what we are.

Phidias Express to Live converts to a live account at your first payout. There is still a simulated stage before that, and we are not going to pretend otherwise. What there is not is an invitation deciding when it ends. There is no monthly subscription attached to the evaluation either, so the time you spend proving yourself is not also being billed.

Take Profit Trader PRO account: frequently asked questions

Useful resources