MyFundedFutures cost, 2026
$209 buys a 50K Rapid, and MyFundedFutures charges no activation fee at all. The costs start when you succeed.
Exchange data fees taken from your live balance every month. A reset price they do not publish. And a payout mechanic that stops you trading while it clears. Every figure read from their own site and help center on 10 September 2026.
Weighing the alternatives? Phidias Express to Live is the account we build. First, what MyFundedFutures really costs.
What you pay to start
Every price below comes from the product markup on MyFundedFutures’ own plan pages. There is no page for Flex, so we cannot quote it.
Two things make this cheaper than the headline suggests, and one of them is a genuine advantage over much of the sector.
There is no activation fee. That matters more than the percentage.
Their help center states it without hedging: there are absolutely no activation fees for any of our plans. They even benchmark themselves on it, noting that many prop firms charge $50 to $300 upfront at the moment you pass.
This changes what a discount is worth. At a firm charging activation, cutting the evaluation price in half discounts part of the journey to a funded account. Here it discounts all of it. A 50% code on a firm with no activation fee is worth more than a bigger-looking percentage on a firm that bills you again at the finish line.
It is the strongest thing in MyFundedFutures’ pricing and it deserves to be said plainly before anything critical.
What changed on 25 August 2026
On that date, every new evaluation moved to a one-time payment. The monthly subscription is gone for new buyers, though existing subscribers keep their old billing, so both models run side by side.
The practical effect on cost is large and widely missed. Before, a slow evaluation cost you more: three months meant three payments. Now the price is the price, however long you take. Any review quoting $77, $229 or $399 per month is pricing an offer a new buyer cannot get.
What replaced the billing is a 7 day inactivity rule. Go a week without a trade and the account can be closed, funded accounts included.
The bulk-buying trap. The code has previously rewarded buying several evaluations at once. The inactivity rule closes an account left idle for seven days. Buy four and start one, and you may lose the other three before you reach them. The discount and the rule pull in opposite directions, and nothing at checkout says so.
The Builder exception: cheaper because it is harder
Builder is the only plan sold in two versions, and only the maximum loss limit differs between them.
The add-on version costs less and gives you a tighter floor. Everything else is identical: same profit target, same payout rules, same live parameters. So the cheaper Builder is not a promotion, it is a harder product at a lower price, and the buffer you must clear before your first payout drops with it.
Their own help center also documents 30% and 40% discount tiers, the second capped at two uses, which suggests CLUB is not the only discount structure in circulation.
The cost that starts when you go live
This is the part almost no review reaches, because it only applies after you have succeeded.
A MyFundedFutures live account is a real brokerage account, and real brokerage accounts have running costs. Their live account FAQ is explicit: your exchange data fee is automatically deducted on the first trading day of the month, from your live balance. If you want to add or remove exchanges, fees are deducted from your live balance.
You also pay round-turn commissions and the platform licence out of that same balance.
The fair trade underneath it. Because you are covering the running costs, live accounts have no inactivity rule. MyFundedFutures says so directly: you will not be penalised for inactivity because you are paying the ongoing fees. Take a holiday on a live account and nothing closes.
That is a reasonable bargain and worth knowing in advance. It is also a monthly line item that did not exist while you were on the simulated side.
The cost nobody prices: you cannot trade while a payout clears
On a live account, requesting a payout has an immediate consequence that is buried in their FAQ.
Your available contracts are set to zero until the payout is approved and paid. MyFundedFutures explains the logic: it stops you losing the money you have already asked for, which would cause the request to be rejected.
Payouts are processed once a day by their FCM partner, and requests must be in before 11 AM ET to be handled the same day. Miss it and it moves to the next business day.
So daily payouts are real, and they are not free. Requesting one costs you the rest of that session. Traders who withdraw every day are paying for the cadence in screen time, and nobody puts that on a pricing page.
What a reset costs
We could not find out, and the gap is worth stating.
MyFundedFutures documents what a reset is, in an article that explains the difference between resetting and renewing an account. It gives no price. Searching the rest of the help center produces no figure either.
We know reset fees exist, because their affiliate programme pays 12% commission on evaluation fees and reset fees. So the charge is real; the amount is simply not published.
Two practical consequences. If you expect several attempts, budget them at full evaluation price until you learn otherwise. And note that the reset article still describes billing cycles and rebilling, language from the subscription era, so it may not have been updated since 25 August.
Total cost to a funded account
Put together, here is the honest arithmetic for a trader targeting a 50K Rapid.
Evaluation: $209 list, $125 with CLUB at the 40% rate seen on 15 September 2026.
Activation: $0. Nothing at all.
Buffer: $2,100 of realised profit built and left in the account. Not a fee, but capital you cannot touch.
Resets, if needed: unpublished.
Once live: exchange data monthly, commissions and platform licence, all from the live balance.
Compared with firms that add $50 to $300 at activation, that first line is genuinely competitive. The honest caveat is that the sticker price answers only the first of five rows.
What will MyFundedFutures actually cost you? Four questions on how many attempts you expect, which size you want, how often you would withdraw, and whether you would buy several at once. No email.
40-second check
What will MyFundedFutures actually cost you?
Where we differ
On the thing that matters most in this article, we agree with MyFundedFutures: charging an activation fee at the moment a trader passes is the least defensible charge in this industry, and neither of us does it.
Three differences are real.
The entry price. A 50K Phidias Fundamental is $116 with code, against $209 for a 50K Rapid. On a 100K it is $144 against $356.
There is no buffer. You do not build a cushion of realised profit and leave it behind before you can withdraw. That is not a fee at MyFundedFutures either, but $2,100 you cannot touch is $2,100 you cannot touch.
The first payout converts the account. An Express to Live account becomes a real LIVE account with a real broker on your first payout. There is no threshold to cross first, nothing forfeited on the way, and no cap on what you withdraw afterwards.
See Phidias accounts and pricing
MyFundedFutures cost: frequently asked questions
How much does MyFundedFutures cost?
Builder is $105 for a 25K and $153 for a 50K. Rapid is $145, $209, $356 and $463 across the four sizes. Rapid EOD is $145 and $209. Pro is $265, $401 and $557. The CLUB code was taking 40% on 15 September 2026, down from 50% five days earlier. Flex has no pricing page, so we cannot quote it.
Does MyFundedFutures charge an activation fee?
No. Their help center states that there are absolutely no activation fees for any of their plans, and benchmarks that against a sector where many firms charge $50 to $300 upfront. It is the strongest single thing about their pricing, because it means a discount on the evaluation is a discount on the whole path to a funded account.
Is MyFundedFutures still a monthly subscription?
Not for new buyers. On 25 August 2026 every new evaluation moved to a one-time payment. Existing subscribers keep their old billing. A slow evaluation no longer costs more than a fast one, and any page quoting $77, $229 or $399 per month is describing an offer you cannot buy.
What does a MyFundedFutures reset cost?
It is not published. Their help center explains what a reset is but gives no price, and no figure appears anywhere else in their documentation. Reset fees definitely exist, because their affiliate programme pays 12% commission on evaluation fees and reset fees. If you expect several attempts, budget them at full evaluation price until you learn otherwise.
Are there fees on a MyFundedFutures live account?
Yes, and they are ongoing. Your exchange data fee is automatically deducted from your live balance on the first trading day of each month, and adding or removing exchanges is also charged to that balance. You pay round-turn commissions and the platform licence from the same place. In exchange, live accounts carry no inactivity rule, because you are covering the running costs.
Why is the cheaper Builder harder?
Builder is sold in two versions that differ only by maximum loss limit. The default is $153 on a 50K with a $2,000 limit. The add-on version is $125 with a $1,500 limit. Everything else is identical, so the cheaper one is not a promotion, it is a tighter product at a lower price. Its buffer is also smaller, at $1,600 instead of $2,100.
Does the CLUB code have a limit?
This has moved. Their homepage previously advertised four uses of 50% off; that banner is gone. The bar now reads “Save 40% On Any Plan With Code CLUB”, with a separate “New to MFFU? Get 50% off your first eval” for new accounts, while the plan cards show a struck price labelled “based on current promotions”. So a rate is published again, 40% on 16 September 2026, but no use count and no end date are. Neither a use limit nor an end date is published now, so plan further accounts at list price and check the plan page before you buy.
What is the buffer and does it cost me anything?
It is not a fee, but it is capital you cannot touch. Before your first payout request you must build a cushion of realised profit and leave it in the account: $1,100 on a 25K, $2,100 on a 50K, $3,100 on a 100K and $4,600 on a 150K. Flex is the exception and has no buffer at all.
Does requesting a payout cost anything?
Not in fees, but it stops you trading. On a live account, requesting a payout sets your available contracts to zero until it is approved and paid, so you cannot trade while it clears. Payouts are processed once a day by their FCM partner and requests must be in before 11 AM ET to be handled the same day.
Is MyFundedFutures cheaper than Phidias?
On the entry price for a 50K, MyFundedFutures Rapid is $209 and Phidias Fundamental is $116 with code, so we are cheaper on that line. Neither firm charges an activation fee. The larger difference is what happens after: Phidias has no buffer, no payout cap on LIVE, and an Express to Live account converts to a real LIVE account on your first payout with nothing forfeited.
More on MyFundedFutures
· MyFundedFutures review 2026: the full breakdown, all five plans.
· MyFundedFutures discount code: the CLUB code, its four uses and the full grid.
· MyFundedFutures payout rules 2026: every buffer, minimum, ceiling and split.
· Tradeify vs MyFundedFutures: what each firm does when you win too much.
Useful resources
About the author
William G. is CMO at Phidias Propfirm. He writes the firm’s competitor analyses from primary sources: help centers, terms of service and published policies, never aggregators. Every price on this page was read from MyFundedFutures’ own product markup on 10 September 2026, and the running costs from their live account FAQ. Where MyFundedFutures publishes no figure, as with reset fees, this page says so rather than estimating one.
